Identity Theft | Catching it early before something serious happens

Stealing someone’s identity has increasingly become easier and easier as technology progresses. You can find information anywhere now because almost any kind of information can be found on the Internet.  Because it is so easy to get your identity stolen, it is incredibly important to know about how it is done and know the ways you can prevent identity theft.

Identity theft is when someone wrongfully obtains someone’s personal information and uses the information for some type of gain, usually and economic gain. The information that is usually stolen and is very beneficial to the person stealing your identity includes name, phone number, address, social security number and driver’s license numbers.  This information can be used to obtain other things like credit cards and other personal information.  Not only does it affect your money, but it could also affect your safety for you and your family.

There are tons of scams out there that are used for identity theft and most of them are implemented using the Internet. One popular identity theft scam is the free credit report scam.  In this scam you are tricked into thinking you are supplying information to real credit card company, which of course is not the case, you are supplying the information directly to the thief.  

Another scam that is used is called an Internet check cashing scam.  In this scam, people are e-mailed and random, being asked to check cashes for people outside of the United States.  When the checks are cashed, information is transmitted to the thief. Phishing scams are incredibly popular as well.  In this type of scam, people set up websites that look exactly like popular website like Ebay, Amazon and Paypal. The e-mail asks for certain personal information which then gets sent directly to the people who want to use it for their own purposes.

It’s important to know what to do if you identity theft does get stolen.  Check your bank statements regularly, if you see anything odd tell your bank and they can look into it.  The same thing with your credit cards as well, it helps to have someone who can help you out and look into all the transactions that are being done with your money. 

Catching it early before something serious happens is incredibly important.  If you believe certain important information has been stolen and don’t know what to do, call your local police department and they can give you all the information you need or will be able to direct you to someone who can help you.

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